Cheddar - instant cashback 4+
Save, earn & transfer money
Cheddar Payments B.V.
-
- Free
iPhone Screenshots
Description
Cheddar is the ultimate cashback savings and money transfer app designed exclusively for UK consumers. You're not just saving money; you're taking control of your finances with a smarter, more personalised approach to managing your everyday expenses. Earn money every time you shop, including on groceries, takeaways, clothes, homeware, travel and going out. That’s why we’re rated excellent on Trustpilot.
Why Cheddar?
- Instant Cashback Rewards: Shop with our prepaid gift cards and enjoy instant, guaranteed cashback from 100+ leading brands. It’s never been easier to save on your everyday purchases.
- Hyper-Personalised Offers: Thanks to our secure integration with your existing bank accounts, Cheddar understands your spending habits to deliver smart cashback offers and savings that are relevant to you. No more searching for deals; they come to you.
- Simplify Group Expenses: Split bills and share expenses without the hassle of chasing or exchanging bank details. Cheddar’s person-to-person bank transfer feature makes it easy to get paid back or settle debts smoothly.
How to get started:
1. Download the Cheddar app
2. Create a free account. No ID required and no credit checks.
3. Link your bank account(s) and credit cards.
4. Start earning instant cashback with personalised offers in the app
5. Earn cash (not points) effortlessly. No more waiting months for cashback.
6. Redeem this cash directly to your linked bank account instantly without fees.
Some available brands include:
Groceries: Tesco, ASDA, M&S, Morrisons, Iceland, Farmfoods, McColls, Hello Fresh
Takeaway: Deliveroo, Just Eat, Uber Eats
Coffee: Costa, Starbucks, Caffe Nero
Shopping: Amazon, Currys, Boots
Fashion: Primark, Nike, Adidas, New Look, Foot Locker, JD Sports, Sports Direct, Boohoo
Home: B&M, B&Q, Ikea
Travel: AirBnB, Uber, National Express, Virgin, Eurostar
Plus many more…
Key Features:
- Prepaid Gift Cards with Instant Cashback: Purchase gift cards from over 100 UK retailers and get cashback instantly.
- Automatic Cashback: Automatically earn cashback when shopping at your favourite stores with your linked bank cards.
- Earn cash: stack your cashback and withdraw it instantly to a linked bank account.
- Person-to-Person Payments: Send and receive money effortlessly, all without needing to share bank information.
- Tailored Offers: Receive cashback offers that match your shopping habits and preferences.
- Easy to Use: A sleek, intuitive interface that makes maximising your savings and expenses a breeze.
Cheddar is more than an app; it’s your financial companion that makes sure you rarely pay full price again. Enjoy the feeling of making your money go further, receiving relevant offers, and managing group expenses without awkward conversations.
Download Cheddar now and start your journey towards smarter spending and effortless saving!
Support:
Experiencing issues or have suggestions? Our dedicated support team is here to help. Contact us directly through the app, visit our website for more information or email us at support@cheddar.me
What’s New
Version 2.0.20
We're constantly improving Cheddar for our users.
This update includes new ways to save money with Cheddar, numerous bug fixes and UI updates.
Happy saving!
Ratings and Reviews
Getting better and better
In the past I give 2 stars so it’s fair if it’s getting better I give more. Now I can give 5 stars as the app is much better and useful with the latest updates. Which including the gift cards (I have other apps but this offer the most %back). And finally the search bottom added. Keep the good work
Developer Response ,
Hey, thank you for your feedback with some great points.
We're authorised and regulated by the Financial Conduct Authority (FCA) to utilise Open Banking to securely sync transactions. This technology is used by many leading finance apps, all of which are also authorised and regulated by the FCA. Wecan see several in the app store top 50, for example.
In our case, it enables us to deliver value back to the user with hyper relevant offers.
We've listened to users and introduced prepaid cards with much higher rates and many more brands, meaning you should be able to make £2.50 on a transaction, as opposed to over the 6 months in your case. These brands include Tesco, Amazon, M&S and many more.
Regarding the search bar - we agree! We'll get this into the app as part of our pending refresh, launching soon.
Any other feedback, please share via feedback@cheddar.me
Thank you again - Team Cheddar ✌️
Now spammy having to refer friends every month!…
This app WAS good until they changed how it works.
Now you have to refer one friend every single month to unlock the decent companies
Basically it’s a spammy paywall now!
For many people who are disabled and housebound such as myself, I don’t have lots of friends to refer although even abled people have a finite amount of friends!
So people just spam strangers hoping they will sign up.
NOT a good business model at all!
Lots have stopped using it due to this spam your friends paywall
As someone who physically can’t do this as I not only don’t have lots of friends due to chronic illnesses and disability, but I have bad health so can’t do it every month!
I have already referred the only friends I have, before the scheme started and my referrals don’t unlock anything as you have to spam people monthly to get one person to Klingon every month
I physically can’t do it so it also feels discriminatory towards disabled people.
Delete your account and use decent Cashback companies, not ones that want you to spam people every month!
I give them a year max. Clearly going downhill.
Developer Response ,
Hey, thank you for the review. You'll be pleased to discover we've added 50+ brands to tje platform, including the largest (Tesco, Amazon, ASDA, Morrisons and many more). We're here to stay as one of the fastest growing rewards apps and take your feedback very seriously. Please continue to help us improve by providing your input at feedback@cheddar.me
Thank you in advance,
Team Cheddar ✌️
Brilliant app to start with but gone downhill
I was first recommended this app by a financial influencer I follow and thought it was brilliant. Easy to link my accounts and easy to register the purchases. Not a lot of shops I would actually use but the few I did registered my cash back easily. I recommended it to a few of my money savvy friends as I thought it was right up their street. Unfortunately the latest ‘update’ means you now HAVE to refer friends in order to unlock the offers- which just happen to be at the few retailers I actually used on it. Not. Cool. Starting to smell like a pyramid scheme to me. What a shame as I won’t be recommending it anymore.
Developer Response ,
Hey,
Thanks for taking the time to review Cheddar.
Sorry to hear the referral bonus offers are the ones you used mostly. We have a large selection of offers available with many more joining and hope this will make earning cashback even easier for you.
As an app authorised and regulated by the Financial Conduct Authority, we can assure you with absolute certainty that the app is not a pyramid scheme, with globally recognised and respected retail partners on the platform. We wanted a way for users to continue accessing offers that were expiring, and referrals enabled this.
We have many new brands joining the app, which can also be used to send and receive payments with friends. Hopefully you get more use out of it moving forward and start recommending again so that we can continue the journey.
If you have any additional questions, please do not hesitate to contact us via the app.
Kind regards,
Team Cheddar 🧀
App Privacy
The developer, Cheddar Payments B.V., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Contacts
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Cheddar Payments B.V.
- Size
- 80.2 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2020 - 2024 Cheddar Payments B.V.
- Price
- Free